![Cloud, Midgar Mercenary [Borderless Surge Foil] #520](https://pub-e029c42544494eb586bc1157aebfe64e.r2.dev/cards/mtg/magic-final-fantasy/cloud-midgar-mercenary-borderless-surge-foil-520.webp)
Cloud, Midgar Mercenary [Borderless Surge Foil] #520 (Magic Final Fantasy)
Cloud, Midgar Mercenary [Borderless Surge Foil] #520 from Magic Final Fantasy is worth about $325.00 raw (Near Mint) and $585 in PSA 10 as of Aug 24, 2026. Trade-in offers typically run $195–$276 raw.
Raw Trade-In Value by Condition
| Condition | Market | Cash Offer Range |
|---|---|---|
| Near Mint | $325.00 | $195 – $276 |
| Lightly Played | $260.00 | $156 – $221 |
| Moderately Played | $195.00 | $117 – $166 |
| Heavily Played | $130.00 | $78 – $110 |
| Damaged | $81.25 | $49 – $69 |
Your card’s condition directly affects its trade-in value. Most cards from binders are Lightly Played or better. Estimates based on standard condition discounts.
Graded Prices
| Grade | Price | Cash Offer Range |
|---|---|---|
| PSA 10 | $585 | $351 – $497 |
| PSA 9.5 | $365 | $219 – $310 |
| PSA 9 | $230 | $138 – $195 |
| BGS 10 | $510 | $306 – $434 |
| CGC 10 | $430 | $258 – $366 |
| SGC 10 | $351 | $211 – $298 |
Prices from PriceCharting & JustTCG · Updated Aug 24, 2026
How to Sell: Compare Your Options
| Route | Gross | Fees | Shipping | You Keep | Time |
|---|---|---|---|---|---|
| Sell to a Local Buyer | $195–$276 | $0 | $0 | $195–$276 | Same day |
| Sell on eBay | $325.00 | −$43.06 | −$0.00 | $281.94 | 2–4 wks |
| Sell on TCGplayer | $308.75 | −$33.62 | −$0.00 | $275.13 | 2–3 wks |
Local buyers found on Trade Into Cash typically pay 60–85% of market value with no fees. eBay: 13.25% final value fee. TCGplayer: 10.89% seller fee. Shipping estimated for standard tracked.
Should You Grade This Card?
Grading costs ~$25 + ~$18 shipping. Based on typical English card PSA submission results.
| Grade | Odds | Card Value | You Keep (Net) |
|---|---|---|---|
| PSA 10 | 15% | $585 | $464 |
| PSA 9 | 35% | $230 | $156 |
| PSA 8 | 30% | $325 | $239 |
| Below 8 | 20% | $325 | $239 |
"You Keep" = card value minus grading ($25), shipping (~$18), and eBay fees (13.25%) if you sell the graded card online. Compared against selling raw to a local buyer at ~72.5% of market (midpoint of 60–85%).
Sell This Card Locally
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About Cloud, Midgar Mercenary [Borderless Surge Foil] #520
The Cloud, Midgar Mercenary [Borderless Surge Foil] #520 from Magic Final Fantasy is a Magic: The Gathering trading card. Raw copies in Near Mint condition currently trade around $325.00. Professionally graded copies see significant increases — a PSA 10 commands $585. Local buyers on Trade Into Cash offer same-day cash at 60–85% of market value.