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Bay City, MI · Jewelry & Watches

Gold & Jewelry Buyers in Bay City That Pay Cash

4 local buyers across Bay City — including Universal Gold Services, LLC, Bay City, Michigan 48706, Nuechterlein's Jewelry and Saginaw Gold Exchange — pay cash for used jewelry & watches. Average buyer rating 4.4★ across 276 Google reviews. Pick your device below to compare local offers.

Free quotes, no obligation · Same-day meetups · Every condition assessed in hand

Serving Bay City, Saginaw, Akron, Auburn, Essexville, Fairgrove, Kawkawlin and more

Choose What You Have

What are you selling?

4 local buyers in Bay City · 4 types · tap one to see who buys it.

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Gold Spot Price
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per troy ounce
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Silver Spot Price
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per troy ounce

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Melt value calculator

What is your gold in Bay City actually worth?

Enter the karat or purity and the weight. Melt value is the pure metal content at today’s spot price; local shops pay a share of that for scrap, and closer to spot for coins and bars.

Gold$4,033.80/ troy oz
Silver$51.66/ troy oz
Platinum$1,544.00/ troy oz
Spot as of 2026-11-10 · Gold-API.com
Try:
Melt value$379.345 g of 14K gold · 2.92 g pure
Local shops typically pay$266 – $34170%–90% of melt for scrap gold
Find a gold buyer in Bay City →Get two quotes. Any buyer should test and weigh your items in front of you.

Estimates only. Stones, clasps and plating are not metal weight; designer and antique pieces can be worth more than melt and should be appraised, not scrapped.

Local Buyers — Nearest buyers to Bay City — closest is 6 mi

SORT:
Saginaw Gold Exchange
Saginaw Gold Exchange
Free quote · No obligation
★ 4.2 (19)
Mon–Fri 10am–5pm · Sat–Sun Closed
7855 Gratiot Rd, Saginaw, MI 48609
16 mi away
Call Now
View Profile → Get directions
N
Nuechterlein's Jewelry
Free quote · No obligation
★ 4.5 (84)
Mon–Fri 9:30am–5:30pm · Sat–Sun Closed
4928 Gratiot Rd A, Saginaw, MI 48638
14 mi away
Call Now
View Profile → Get directions
Universal Gold Services, LLC, Bay City, Michigan 48706
Universal Gold Services, LLC, Bay City, Michigan 48706
Free quote · No obligation
★ 5.0 (67)
Mon–Fri 11am–4pm · Sat–Sun Closed
205 Salzburg Ave, Bay City, MI 48706
6 mi away
Call Now
View Profile → Get directions
S
Stretch A Buck Jewelry & Sales
Free quote · No obligation
★ 4.1 (106)
Mon–Fri 9am–4pm · Sat–Sun Closed
250 W Genesee Ave, Saginaw, MI 48602
11 mi away
Call Now
View Profile → Get directions

Listings come from public Google Business profiles; we don’t vet or endorse them, and ratings are Google’s. How our listings and prices work

Where they are

Where Bay City’s 4 gold buyers are

Grouped by the town on each buyer’s Google address; distance is from the center of Bay City.

Bay City, 5 mi or more from the center 1
  • Universal Gold Services, LLC, Bay City, Michigan 48706 6.5 mi · 5★ (67)
Saginaw 3
  • Stretch A Buck Jewelry & Sales 11.0 mi · 4.1★ (106)
  • Nuechterlein's Jewelry 14.1 mi · 4.5★ (84)
  • Saginaw Gold Exchange 16.0 mi · 4.2★ (19)
When to go

Weekend and evening hours

From the posted Google hours of the 4 buyers with a full week listed. Call before a long drive; hours change.

1open by 9am
  • Stretch A Buck Jewelry & Salesfrom 9am
Who’s buying

Independent shops, chains and what else they’re listed for

4 independent

The most-reviewed independent shops are Stretch A Buck Jewelry & Sales (106 reviews, 4.1★), Nuechterlein's Jewelry (84 reviews, 4.5★) and Universal Gold Services, LLC, Bay City, Michigan 48706 (67 reviews, 5★). 3 of the 4 are listed only for gold and jewelry. The other one is also listed for cameras and instruments.

Values

What gold and silver are worth today

At today’s gold spot of $4,034 per troy ounce, pure gold is $129.69 per gram. Buyers pay a share of that by karat: roughly $38–$49 per gram for 10K, $53–$68 for 14K and $68–$88 for 18K scrap (70–90% of melt). Coins and bars get closer to spot.

Watches

All 4 Bay City buyers are listed for Watches. Call to confirm a buyer takes your model.

Jewelry

All 4 Bay City buyers are listed for Jewelry. Call to confirm a buyer takes your model.

Silver

All 4 Bay City buyers are listed for Silver. Call to confirm a buyer takes your model.

Gold

All 4 Bay City buyers are listed for Gold. Call to confirm a buyer takes your model.

Before you go

Karat stampLook for 10K, 14K, 18K (or 417, 585, 750) inside rings and on clasps.
TestingA buyer should weigh and test your pieces in front of you and quote per gram.
Photo IDBring one. Many states require gold buyers to record it.
WatchesKeep a luxury watch out of the scrap pile, and bring its box and papers.

Bay City gold buyers: questions

Who buys gold in Bay City?

Bay City, 5 mi or more from the center: Universal Gold Services, LLC, Bay City, Michigan 48706 (6.5 mi); Saginaw: Stretch A Buck Jewelry & Sales (11.0 mi), Nuechterlein's Jewelry (14.1 mi) and Saginaw Gold Exchange (16.0 mi).

How much do gold buyers in Bay City pay per gram?

At today’s gold spot of $4,034 per troy ounce, pure gold is $129.69 per gram. Buyers pay a share of that by karat: roughly $38–$49 per gram for 10K, $53–$68 for 14K and $68–$88 for 18K scrap (70–90% of melt). Coins and bars get closer to spot. The calculator above does the math for your exact weight.

Are any Bay City gold buyers open on Sunday?

None of the 4 buyers with a full week of posted hours opens on Sunday.

Is gold priced the same at every buyer?

No. Buyers pay a share of melt value, and the share varies by buyer and by piece. Ask two buyers for a per-gram quote on the same items before you sell.

Nearby areas

Selling jewelry & watches near Bay City?

Sell jewelry & watches in SaginawSell jewelry & watches in MidlandSell jewelry & watches in FlintSell jewelry & watches in DavisonSell jewelry & watches in FentonSell jewelry & watches in WaterfordSell jewelry & watches in TroySell jewelry & watches in Lansing
Also Buying

Not selling jewelry & watches?

Local buyers in Bay City are also listed for these categories.

CamerasCell PhonesSmartwatchesGame ConsolesTabletsClothing & HandbagsMusical InstrumentsCollectible Card Games

Jewelry & Watches: see buyers in every city →